Text Money Transfer helps YOU pay anyone online with Mobile Money; from Africa to beyond.

Top up with Mobile Money, PayPal


Pay with text, Pay online


Service Guaranteed.



Step 1: Add Money

Easily add money to your account by Mobile Money Transfer or PayPal from your country. We send a confirmation sms in minutes to your mobile phone. Send the money online, send from your phone, pay online shops 24x7.

Send a top up to get started

2: Send Payments

Businesses and people using our service online show a "buy now" or "Pay by TMT" button or link with products on websites. Click to pay 24x7. OR send money from your phone to anyone with a mobile number or email address.

Send money or pay someone now

3: Withdraw Earnings

Withdraw your earnings anytime by Mobile Money Transfer to your mobile phone or to PayPal. You may also add to your account with PayPal.

Join in, sign Up.

Why Us

Text Money Transfer inter-works existing infrastructure like Mobile Money Transfer and PayPal to jumpstart e-commerce in Africa and beyond. With our service, businesses in Ghana, Nigeria and South Africa, etc., are now able to place "buy now" buttons and links on any web page by the side of goods and services to accept payment.

We handle the payment process, so that it is simple, smooth and automated. Look out for the "Pay by TMT" sign on websites that use us, and you should find it easy to make payments online from now on.

Individuals can join in here. Businesses can find out more here.

Pay Online from Anywhere with us, The world will follow

The more people and businesses sign up to us, the better our service will be.
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